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Motor Vehicle Accident Compensation in New York If you're injured from a motor vehicle collision that the state of New York deems serious, you may be able to file a lawsuit seeking compensation. Your lawyer can advise you on whether your injuries are in line with this threshold. Insurance companies are skilled in arguing over the magnitude of your losses. Insurance companies can offer settlements that are not enough to cover your losses. Damages If you've been injured in a car accident, you may be entitled to compensation. These damages are meant to cover your costs and losses, including medical expenses or lost income as well as property damage. Additionally, you can receive compensation for pain and suffering. This kind of compensation may be subjective and hard to quantify. A skilled lawyer for torts can assist you in obtaining the maximum amount of compensation for your injuries. If, for example, you suffer an injury that results in a permanent impairment of your arm or your leg, compensation may include future costs that are associated with the impairment. This might include physical therapy, surgeries, or prosthetics. A permanent loss of a leg, or a disfigurement could cause emotional trauma for a lifetime and a decrease in quality of life. This is referred to as mental anxiety. Insurers often try to reduce the value of non-economic damages, which are considered to be intangible. Morgan & Morgan's knowledgeable tort attorneys can ensure that you receive the full value of your general damages. Medical bills When you are injured in a motor vehicle crash medical bills can pile up quickly. You may feel overwhelmed by the bills particularly if still recovering from your injuries. Fortunately, there are a number of different ways that car accident victims can receive help with medical expenses. In New York, all drivers are required to carry Personal Injury Protection (PIP), which pays for the victim's first medical expenses following an accident. PIP will cover the loss of income in the event that an individual is unable to work for a period of up to 90 days. Medicare and health insurance can also cover medical expenses in addition to PIP. The only catch is that the patient has to be able proof that the costs are a result of the accident by submitting doctor's bills and receipts. Certain hospitals and doctors might allow a victim of an accident to negotiate a payment agreement in exchange for a lien on the victim's eventual personal injury verdict or settlement. These liens are also known as medical liens. If you do not resolve these liens within a reasonable amount of time the debts may be transferred to collection. By storing and tracking their mileage receipts, victims are also able to claim compensation for the costs incurred when traveling to and from medical appointment. Loss of wages Being absent from work due to an accident with a vehicle can place you in a difficult financial position. Many Americans are living pay-to-pay, and losing only a few months or weeks of wages could be catastrophic. Accident victims are typically in a position to recover lost wages by filing lawsuits for car accidents. In the majority of cases, lost wages are determined by calculating the amount of time an injured individual could have been able work, if not for the injury. This could include missed shifts, overtime hours and any work performed in hospital. To prove the loss of income, the plaintiff must request documentation from the employer. These can be letters that document the time they spent away from work, and their hourly rate or salary. motor vehicle accident attorney spokane valley or copies the last tax return could be included as additional documentation. It is essential that the demand package be completed as soon as is possible following a car crash. The injured party is able to obtain the maximum benefit out of their claim. Additionally the evidence of the incident may be more compelling when it is given as soon as is possible. Pain and suffering It isn't easy to assess the physical and emotional trauma caused by a car crash. It is crucial to seek compensation in the event of an accident for these damages. They are referred to as non-economic damages. They may include the cost of your pain and suffering and the loss of enjoyment in life as well as post-traumatic stress disorder (PTSD), and more. It can take time to fully comprehend the impact your injury has had on your life, so these costs aren't as easy to quantify as medical bills or lost wages. Your lawyer can employ one of two methods to calculate your pain and suffering damages. The most commonly used is the multiplier system, where your total economic damages are tallied up—including your past and future medical expenses, any loss of income due to your injury, and damage to property. Then, it is multiplied by a number that ranges from 1.5 to 5. The more significant the number, the more severe the injuries are judged to be. Another way to measure the severity of your suffering is to calculate it on a per diem basis. Your lawyer may ask the jury to award a dollar amount per day that you endure. This is particularly beneficial for victims of accidents who work outside of the home or struggle to take care of children while they heal from their injuries.